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PLEASE READ THIS TERMS OF USE AGREEMENT (THE “TERMS OF USE”) CAREFULLY. BY ACCESSING OR USING THIS WEBSITE OR ANY OTHER WEBSITES OF AFTERFUND, INC, ITS AFFILIATES OR AGENTS (“AFTERFUND” OR “WE”) WITH LINKS TO THIS TERMS OF USE (COLLECTIVELY, THE “WEBSITE”) IN ANY WAY, INCLUDING USING THE SERVICES AND RESOURCES AVAILABLE OR ENABLED VIA THE WEBSITE (EACH A “SERVICE” AND COLLECTIVELY, THE “SERVICES”) BY AFTERFUND OR USERS OF THE SITE (“USERS”), CLICKING ON THE “I ACCEPT” BUTTON, COMPLETING THE REGISTRATION PROCESS, AND/OR MERELY BROWSING THE WEBSITE YOU REPRESENT THAT (1) YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH AFTERFUND, (2) YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THE TERMS OF USE, AND (3) YOU HAVE THE AUTHORITY TO ENTER INTO THE TERMS OF USE PERSONALLY OR ON BEHALF OF THE COMPANY YOU HAVE NAMED AS THE CUSTOMER, AND TO BIND THAT COMPANY TO THE TERMS OF USE. THE TERM “YOU” REFERS TO THE LEGAL ENTITY IDENTIFIED AS THE CUSTOMER WHEN YOU REGISTERED ON THE WEBSITE AND YOU INDIVIDUALLY AND PERSONALLY AGREE TO COMPLY WITH ALL TERMS APPLICABLE TO SUCH ENTITY. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS OF USE, YOU MAY NOT ACCESS OR USE THIS WEBSITE, THE APPLICATION OR THE SERVICES.

We may link to or present in this document additional terms or agreements for certain of our Services. If you use those Services, you agree to follow and abide by our “Supplemental Terms” for such Services (and those Supplemental Terms will be part of the “Terms”). Those Supplemental Terms will control if there is any conflict between the Supplemental Terms and Terms of Use.

To use the Website and Services, you must be (and represent that you are) of legal age to form a binding contract and you must have the authority to enter into these Terms of Use on behalf of yourself, or on behalf of the company you represent (“you”). You agree to respect our wishes and refrain from using our Services if you do cannot agree to that, or any other term herein.

We know that your privacy is important, so we created a privacy policy that describes our collection, use and disclosure practices regarding any personal information that you provide to us. While there is no such thing as “perfect security” on the Internet, we will take reasonable steps to help ensure the safety of your personal information. However, you understand and agree that such steps do not guarantee that the Website is invulnerable to all security breaches or immune from viruses, security threats or other vulnerabilities. We reserve the right to cooperate with local, state, provincial and national authorities in investigations of improper or unlawful activities and this may require the disclosure of your personal information.

We may at our sole discretion change, add, or delete portions of these Terms at any time on a going-forward basis. It is your responsibility to check these Terms for changes prior to use of the Website, and in any event your continued use of the Website or Services following the posting of changes to these Terms constitutes your acceptance of any changes. We will notify you of any such material changes by posting notice of the changes on the Website.

How It Works. Our Services include a giving system to accept and process donations (“Donations”) from you to charities and other qualifying tax-exempt organizations (“Charities”) on the AFTERFUND digital platform, (the “Digital Platform”) to support charitable causes (“Charitable Causes”)

Our Role. AFTERFUND provides a Digital Platform for Donations to Charities in order to support Charitable Causes. The Website contains descriptions of Charitable Causes on the Digital Platform to receive Donations directly, but the existence of these descriptions on the Digital Platform does not and is not intended to constitute a solicitation of donations in any way.

Restricted Grant Donations. Donations made through the Services are complete and final charitable restricted grants to the Charities meant for Charitable Cause endowments and are not refundable.

Supplemental Terms: AFTERFUND as Your Agent. In making a donation on the Digital Platform, you, the donor, (“Principal”) appoint AFTERFUND as your agent (“Agent”) in a capacity for which AFTERFUND’s scope of authority as Agent is limited to the services described, and herein incorporated by reference, as Schedule A.

Charitable Cause. A Charitable Cause is an issue, mission, project, service or other type of charitable initiative that does not necessarily include the operations of the charity which services the Charitable Cause. A Charitable Cause shall be consistent with the Charity’s compliance with Section 501(c)(3) of the Internal Revenue Code.

Digital Platform. The Digital Platform is owned and operated exclusively by Afterfund and its affiliates (including marketing affiliates), and comprises all digital forms of Afterfund’s service connecting donors to Charitable Cause-focused endowments through means including, but not limited to, websites and mobile applications.

Use of the Services and AFTERFUND Properties. The Digital Platform, The Application, the Software, the Website, the Services, and the information and content available on the Website and in the Services (as these terms are defined below) (collectively, the “AFTERFUND Properties”) are protected by copyright laws throughout the world. Subject to the Terms, AFTERFUND grants you a limited license to reproduce portions of the AFTERFUND Properties for the sole purpose of using the Services for your personal or internal business purposes. Unless otherwise specified by AFTERFUND in a separate license, your right to use any AFTERFUND Properties is subject to the Terms.

Application License. Subject to your compliance with the Terms, in the event AFTERFUND offers a mobile application, AFTERFUND grants you a limited non-exclusive, non-transferable, non-sublicensable, revocable license to download, install and use a copy of the Application on a single mobile device or computer that you own or control and to run such copy of the Application solely for your own personal or internal business purposes. Furthermore, with respect to any Application accessed through or downloaded from the Apple App Store (an “App Store Sourced Application”), you will only use the App Store Sourced Application (i) on an Apple-branded product that runs the iOS (Apple’s proprietary operating system) and (ii) as permitted by the “Usage Rules” set forth in the Apple App Store Terms of Service. Without limiting the foregoing, the following applies to any App Store Sourced Application:

You acknowledge and agree that (i) the Terms are concluded between you and AFTERFUND only, and not Apple, and (ii) AFTERFUND, not Apple, is solely responsible for the App Store Sourced Application and content thereof. Your use of the App Store Sourced Application must comply with the App Store Terms of Service.

You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App Store Sourced Application.

In the event of any failure of the App Store Sourced Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App Store Sourced Application to you and to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App Store Sourced Application. As between AFTERFUND and Apple, any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be the sole responsibility of AFTERFUND.

You and AFTERFUND acknowledge that, as between AFTERFUND and Apple, Apple is not responsible for addressing any claims you have or any claims of any third party relating to the App Store Sourced Application or your possession and use of the App Store Sourced Application, including, but not limited to: (i) product liability claims; (ii) any claim that the App Store Sourced Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.

You and AFTERFUND acknowledge that, in the event of any third-party claim that the App Store Sourced Application or your possession and use of that App Store Sourced Application infringes that third party’s intellectual property rights, as between AFTERFUND and Apple, AFTERFUND, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim to the extent required by the Terms.

You and AFTERFUND acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of the Terms as related to your license of the App Store Sourced Application, and that, upon your acceptance of the terms and conditions of the Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce the Terms as related to your license of the App Store Sourced Application against you as a third-party beneficiary thereof.

Without limiting any other terms of the Terms, you must comply with all applicable third-party terms of agreement when using the App Store Sourced Application.

AFTERFUND Software. Use of any software and associated documentation, other than the Application, that is made available via the Website or the Services (“Software”) is governed by the terms of the license agreement that accompanies or is included with the Software, or by the license agreement expressly stated on the Website page(s) accompanying the Software. These license terms may be posted with the Software downloads or at the Website page where the Software can be accessed. You shall not use, download or install any Software that is accompanied by or includes a license agreement unless you agree to the terms of such license agreement. At no time will AFTERFUND provide you with any tangible copy of our Software. AFTERFUND shall deliver access to the Software via electronic transfer or download and shall not use or deliver any tangible media in connection with the (a) delivery, installation, updating or problem resolution of any Software (including any new releases); or (b) delivery, correction or updating of documentation. For the purposes of this section, tangible media shall include, but not be limited to, any tape disk, compact disk, card, flash drive, or any other comparable physical medium. Unless the accompanying license agreement expressly allows otherwise, any copying or redistribution of the Software is prohibited, including any copying or redistribution of the Software to any other server or location, or redistribution or use on a service bureau basis. If there is any conflict between the Terms and the license agreement, the license agreement shall take precedence in relation to that Software (except as provided in the following sentence). If the Software is a pre-release version, then, notwithstanding anything to the contrary included within an accompanying license agreement, you are not permitted to use or otherwise rely on the Software for any commercial or production purposes. If no license agreement accompanies use of the Software, use of the Software will be governed by the Terms. Subject to your compliance with the Terms, AFTERFUND grants you a non-assignable, non-transferable, non-sublicensable, revocable non-exclusive license to use the Software for the sole purpose of enabling you to use the Services in the manner permitted by the Terms. Some Software may be offered under an open source license that we will make available to you. There may be provisions in the open source license that expressly override some of these terms.

Updates. You understand that the AFTERFUND Properties are evolving. As a result, AFTERFUND may require you to accept updates to the AFTERFUND Properties that you have installed on your computer or mobile device. You acknowledge and agree that AFTERFUND may update the AFTERFUND Properties with or without notifying you. You may need to update third-party software from time to time in order to use the AFTERFUND Properties.

Certain Restrictions. The rights granted to you in the Terms are subject to the following restrictions: (a) you shall not license, sell, rent, lease, transfer, assign, reproduce, distribute, host or otherwise commercially exploit the AFTERFUND Properties or any portion of the AFTERFUND Properties, including the Website, (b) you shall not frame or utilize framing techniques to enclose any trademark, logo, or other AFTERFUND Properties (including images, text, page layout or form) of AFTERFUND; (c) you shall not use any metatags or other “hidden text” using AFTERFUND’s name or trademarks; (d) you shall not modify, translate, adapt, merge, make derivative works of, disassemble, decompile, reverse compile or reverse engineer any part of the AFTERFUND Properties except to the extent the foregoing restrictions are expressly prohibited by applicable law; (e) you shall not use any manual or automated software, devices or other processes (including but not limited to spiders, robots, scrapers, crawlers, avatars, data mining tools or the like) to “scrape” or download data from any web pages contained in the Website (except that we grant the operators of public search engines revocable permission to use spiders to copy materials from the Website for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials); (f) access the AFTERFUND Properties in order to build a similar or competitive website, application or service; (g) except as expressly stated herein, no part of the AFTERFUND Properties may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means; and (h) you shall not remove or destroy any copyright notices or other proprietary markings contained on or in the AFTERFUND Properties. Any future release, update or other addition to the AFTERFUND Properties shall be subject to the Terms. AFTERFUND, its suppliers and service providers reserve all rights not granted in the Terms. Any unauthorized use of the AFTERFUND Properties terminates the licenses granted by AFTERFUND pursuant to the Terms.

Third-Party Materials. As a part of the AFTERFUND Properties, you may have access to materials that are hosted by another party. You agree that it is impossible for AFTERFUND to monitor such materials and that you access these materials at your own risk.

Location-Based Information. When you use our Services on a mobile device, we may also collect location information from the GPS functionality on your device. You hereby authorize us and our Services to take such actions and access such data. You can grant or revoke your consent at any time and prevent us from continuing to access your GPS information by changing the settings on your device. You hereby authorize the Application to access such components of your mobile device

Registration.

Registering Your Account. In order to access certain features of the AFTERFUND Properties you may be required to become a Registered User. For purposes of the Terms, a “Registered User” is a User who has registered an account on the Website (“Account”) or has a valid account on the social networking service (“SNS”) through which the User has connected to the Services (each such account, a “Third-Party Account”).

Access Through a SNS. If you access the Services through a SNS as part of the functionality of the Website and the Services or otherwise connect your Third-Party Account to our Services, you may link your Account with Third-Party Accounts, by allowing AFTERFUND to access your Third-Party Account, as is permitted under the applicable terms and conditions that govern your use of each Third-Party Account. You represent that you are entitled to grant AFTERFUND access to your Third-Party Account (including, but not limited to, for use for the purposes described herein) without breach by you of any of the terms and conditions that govern your use of the applicable Third-Party Account and without obligating AFTERFUND to pay any fees or making AFTERFUND subject to any usage limitations imposed by such third-party service providers. By granting AFTERFUND access to any Third-Party Accounts, you understand that AFTERFUND may access, make available and store (if applicable) any information, data, text, software, music, sound, photographs, graphics, video, messages, tags and/or other materials accessible through the AFTERFUND Properties (“Content”) that you have provided to and stored in your Third-Party Account (“SNS Content”) so that it is available on and through the AFTERFUND Properties via your Account. Unless otherwise specified in the Terms, all SNS Content shall be considered to be Your Content (as defined in Section 4.1) for all purposes of the Terms. Depending on the Third-Party Accounts you choose and subject to the privacy settings that you have set in such Third-Party Accounts, personally identifiable information that you post to your Third-Party Accounts may be available on and through your Account on the AFTERFUND Properties. Please note that if a Third-Party Account or associated service becomes unavailable or AFTERFUND’s access to such Third-Party Account is terminated by the third-party service provider, then SNS Content will no longer be available on and through the AFTERFUND Properties. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS, AND AFTERFUND DISCLAIMS ANY LIABILITY FOR PERSONALLY IDENTIFIABLE INFORMATION THAT MAY BE PROVIDED TO IT BY SUCH THIRD-PARTY SERVICE PROVIDERS IN VIOLATION OF THE PRIVACY SETTINGS THAT YOU HAVE SET IN SUCH THIRD-PARTY ACCOUNTS. AFTERFUND makes no effort to review any SNS Content for any purpose, including but not limited to, for accuracy, legality or noninfringement, and AFTERFUND is not responsible for any SNS Content.

Registration Data. In registering for the Services, you agree to (1) provide true, accurate, current and complete information about yourself as prompted by the Services’ registration form (the “Registration Data”); and (2) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. You represent that you are (1) at least thirteen (13) years old; (2) of legal age to form a binding contract; and (3) not a person barred from using the AFTERFUND Properties under the laws of the United States, your place of residence or any other applicable jurisdiction. You are responsible for all activities that occur under your Account. You agree that you shall monitor your Account to restrict use by minors, and you will accept full responsibility for any unauthorized use of the AFTERFUND Properties by minors. You may not share your Account or password with anyone, and you agree to (1) notify AFTERFUND immediately of any unauthorized use of your password or any other breach of security; and (2) exit from your Account at the end of each session. If you provide any information that is untrue, inaccurate, not current or incomplete, or AFTERFUND has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, AFTERFUND has the right to suspend or terminate your Account and refuse any and all current or future use of the AFTERFUND Properties (or any portion thereof). You agree not to create an Account using a false identity or information, or on behalf of someone other than yourself. You agree that you shall not have more than one Account per platform or SNS at any given time. AFTERFUND reserves the right to remove or reclaim any usernames at any time and for any reason, including but not limited to, claims by a third party that a username violates the third party’s rights. You agree not to create an Account or use the AFTERFUND Properties if you have been previously removed by AFTERFUND, or if you have been previously banned from any of the AFTERFUND Properties.

Necessary Equipment and Software. You must provide all equipment and software necessary to connect to the AFTERFUND Properties, including but not limited to, a mobile device that is suitable to connect with and use the AFTERFUND Properties, in cases where the Services offer a mobile component. You are solely responsible for any fees, including Internet connection or mobile fees, that you incur when accessing the AFTERFUND Properties.

Responsibility for Content.

Types of Content. You acknowledge that all Content, including the AFTERFUND Properties, is the sole responsibility of the party from whom such Content originated. This means that you, and not AFTERFUND, are entirely responsible for all Content that you upload, post, e-mail, transmit or otherwise make available (“Make Available”) through the AFTERFUND Properties (“Your Content”), and other Users of the AFTERFUND Properties, and not AFTERFUND, are similarly responsible for all Content they Make Available through the AFTERFUND Properties (“User Content”).

No Obligation to Pre-Screen Content. You acknowledge that AFTERFUND has no obligation to pre-screen Content (including, but not limited to, Your Content and User Content), although AFTERFUND reserves the right in its sole discretion to pre-screen, refuse or remove any Content. By entering into the Terms, you hereby provide your irrevocable consent to such monitoring. You acknowledge and agree that you have no expectation of privacy concerning the transmission of Your Content, including without limitation chat, text, or voice communications. In the event that AFTERFUND pre-screens, refuses or removes any Content, you acknowledge that AFTERFUND will do so for AFTERFUND’s benefit, not yours. Without limiting the foregoing, AFTERFUND shall have the right to remove any Content that violates the Terms or is otherwise objectionable.

Storage. Unless expressly agreed to by AFTERFUND in writing elsewhere, AFTERFUND has no obligation to store any of Your Content that you Make Available on the AFTERFUND Properties. AFTERFUND has no responsibility or liability for the deletion or accuracy of any Content, including Your Content; the failure to store, transmit or receive transmission of Content; or the security, privacy, storage, or transmission of other communications originating with or involving use of the AFTERFUND Properties. Certain Services may enable you to specify the level at which such Services restrict access to Your Content. You are solely responsible for applying the appropriate level of access to Your Content. If you do not choose, the system may default to its most permissive setting. You agree that AFTERFUND retains the right to create reasonable limits on AFTERFUND’s use and storage of the Content, including Your Content, such as limits on file size, storage space, processing capacity, and similar limits described in the web pages accompanying the Services and as otherwise determined by AFTERFUND in its sole discretion.

Ownership.

AFTERFUND Properties. Except with respect to Your Content and User Content, you agree that AFTERFUND and its suppliers own all rights, title and interest in the AFTERFUND Properties. You will not remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Website, the Services, or the AFTERFUND Properties.

Trademarks. AFTERFUND and other related graphics, logos, service marks and trade names used on or in connection with the AFTERFUND Properties or in connection with the Services are the trademarks of AFTERFUND and may not be used without permission in connection with any third-party products or services. Other trademarks, service marks and trade names that may appear on or in the AFTERFUND Properties are the property of their respective owners.

Other Content. Except with respect to Your Content, you agree that you have no right or title in or to any Content that appears on or in the AFTERFUND Properties.

Your Content. AFTERFUND does not claim ownership of Your Content. However, when you as a User post or publish Your Content on or in the AFTERFUND Properties, you represent and warrant that you own and/or have a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right (including any moral rights) and license to use, license, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, derive revenue or other remuneration from, and communicate to the public, perform and display Your Content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or later developed, for the full term of any worldwide intellectual property right that may exist in Your Content.

License to Your Content. Subject to any applicable account settings that you select, you grant AFTERFUND a fully paid, royalty-free, perpetual, irrevocable, worldwide, royalty-free, non-exclusive and fully sublicensable right (including any moral rights) and license to use, license, distribute, reproduce, modify, adapt, publicly perform, publicly display, derive revenue or other remuneration from, and communicate to the public, Your Content (in whole or in part) and/or to incorporate it in other works in any form, media or technology now known or later developed, for the full term of any worldwide intellectual property right, including moral rights, that may exist in Your Content. Please remember that other Users may search for, see, use, modify and reproduce any of Your Content that you submit to any “public” area of the AFTERFUND Properties. You warrant that the holder of any worldwide intellectual property right, including moral rights, in Your Content, has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You agree that you, not AFTERFUND, are responsible for all of Your Content that you Make Available on or in the AFTERFUND Properties.

Username. Notwithstanding anything contained herein to the contrary, by submitting Your Content to any forums, comments or any other area on the AFTERFUND Properties, you hereby expressly permit AFTERFUND to identify you by your username (which may be a pseudonym) as the contributor of Your Content in any publication in any form, media or technology now known or later developed in connection with Your Content.

Your Account. Notwithstanding anything to the contrary herein, you acknowledge and agree that you shall have no ownership or other property interest in your Account, and you further acknowledge and agree that all rights in and to your Account are and shall forever be owned by and inure to the benefit of AFTERFUND.

Your Profile. Any Content posted by you in your profile may not contain nudity, violence, sexually explicit, or offensive subject matter. You may not post or submit for print services a photograph of another person without that person’s permission.

Feedback. You agree that submission of any ideas, suggestions, documents, and/or proposals to AFTERFUND through its suggestion, feedback, wiki, forum or similar pages (“Feedback”) is at your own risk and that AFTERFUND has no obligations (including without limitation obligations of confidentiality) with respect to such Feedback. You represent and warrant that you have all rights necessary to submit the Feedback. You hereby grant to AFTERFUND a fully paid, royalty-free, perpetual, irrevocable, worldwide, non-exclusive, and fully sublicensable right and license to use, reproduce, perform, display, distribute, adapt, modify, re-format, create derivative works of, and otherwise commercially or non-commercially exploit in any manner, any and all Feedback, and to sublicense the foregoing rights, in connection with the operation and maintenance of the AFTERFUND Properties.

User Conduct.

Commercial Activities. You agree that you will not, under any circumstances (except to the extent expressly authorized by the Terms):

Reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purpose any portion of the AFTERFUND Properties (including your Account), or access to or use of the AFTERFUND Properties;

Upload, post, e-mail, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;

Use the AFTERFUND Properties or any part thereof for any commercial purpose, including, but not limited to communicating or facilitating any commercial advertisement or solicitation;

Engage in any chain letters, contests, junk email, pyramid schemes, spamming, surveys or other duplicative or unsolicited messages (commercial or otherwise); or

Market any goods or services for any business purposes.

Unauthorized Use or Access. You agree that you will not, under any circumstances:

Interfere or attempt to interfere with the proper functioning of the AFTERFUND Properties or connect to or use the AFTERFUND Properties in any way not expressly permitted by the Terms;

Systematically retrieve data or other content from our AFTERFUND Properties to create or compile, directly or indirectly, in single or multiple downloads, a collection, compilation, database, directory or the like, whether by manual methods, through the use of bots, crawlers, spiders, or otherwise;

Use, display, mirror or frame the AFTERFUND Properties, or any individual element within the AFTERFUND Properties, AFTERFUND’s name, any AFTERFUND trademark, logo or other proprietary information, or the layout and design of any page or form contained on a page, without AFTERFUND’s express written consent;

Use any unauthorized software that accesses, intercepts, “mines” or otherwise collects information from or through the AFTERFUND Properties or that is in transit from or to the AFTERFUND Properties, including, but not limited to, any software that reads areas of RAM or streams of network traffic used by the AFTERFUND Properties;

Intercept, examine or otherwise observe any proprietary communications protocol used by a client, a server or the AFTERFUND Properties, whether through the use of a network analyzer, packet sniffer or other device;

Make any automated use of the AFTERFUND Properties, or take any action that imposes or may impose (in AFTERFUND’s sole discretion) an unreasonable or disproportionately large load on the infrastructure for the AFTERFUND Properties;

Bypass any robot exclusion headers or other measures AFTERFUND takes to restrict access to the AFTERFUND Properties, or use any software, technology or device to send content or messages, scrape, spider or crawl the AFTERFUND Properties, or harvest or manipulate data;

Use, facilitate, create, or maintain any unauthorized connection to the AFTERFUND Properties, including, but not limited to: (i) any connection to any unauthorized server that emulates, or attempts to emulate, any part of the AFTERFUND Properties; or (ii) any connection using programs, tools or software not expressly approved by AFTERFUND;

Reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for any underlying software or other intellectual property used to provide the AFTERFUND Properties, or to obtain any information from the AFTERFUND Properties;

Forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the AFTERFUND Properties;

Upload, post, e-mail, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

Solicit or attempt to solicit personal information from other Users of the AFTERFUND Properties;

Use the AFTERFUND Properties to collect, harvest, transmit, distribute, post or submit any information concerning any other person or entity, including without limitation, photographs of others without their permission, personal contact information or credit, debit, calling card or account numbers;

Forge any TCP/IP packet header or any part of the header information in any e-mail or newsgroup posting, or in any way use the AFTERFUND Properties to send altered, deceptive or false source-identifying information; or

Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including, but not limited to, clear GIFs, 1×1 pixels, web bugs, cookies or other similar devices (sometimes referred to as “spyware,” “passive collection mechanisms” or “pcms”).

General. In connection with your use of the AFTERFUND Properties, you shall not:

Make Available any Content that (i) is unlawful, tortious, defamatory, vulgar, obscene, libelous, or racially, ethnically or otherwise objectionable; (ii) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; (iii) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group; (iv) is violent or threatening, or promotes violence or actions that are threatening to any other person; or (v) promotes illegal or harmful activities;

Harm minors in any way;

Impersonate any person or entity, including, but not limited to, AFTERFUND personnel, or falsely state or otherwise misrepresent your affiliation with a person or entity;

Make available any Content that you do not have a right to Make Available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under non-disclosure agreements);

Make Available any Content that infringes the rights of any person or entity, including without limitation, any patent, trademark, trade secret, copyright, privacy, publicity or other proprietary or contractual rights;

Intentionally or unintentionally violate any applicable local, state, national or international law or regulation, or any order of a court;

Register for more than one Account or register for an Account on behalf of an individual other than yourself;

Stalk or otherwise harass any other User of our AFTERFUND Properties; or

Advocate, encourage or assist any third party in doing any of the foregoing activities in this section.

Investigations. AFTERFUND may, but is not obligated to, monitor or review the AFTERFUND Properties and Content at any time. Without limiting the foregoing, AFTERFUND shall have the right, in its sole discretion, to remove any of Your Content for any reason (or no reason), including if such Content violates the Terms or any applicable law, immediately and without prior notice to you. Although AFTERFUND does not generally monitor user activity occurring in connection with the AFTERFUND Properties or Content, if AFTERFUND becomes aware of any possible violations by you of any provision of the Terms, AFTERFUND reserves the right to investigate such violations, and AFTERFUND may, at its sole discretion, immediately terminate your license to use the AFTERFUND Properties, or change, alter or remove Your Content, in whole or in part, without prior notice to you.

Interactions with Other Users.

User Responsibility. You are solely responsible for your interactions with other Users of the Services and any other parties with whom you interact through the Services; provided, however, that AFTERFUND reserves the right, but has no obligation, to intercede in such disputes. You agree that AFTERFUND will not be responsible for any liability incurred as the result of such interactions.

Content Provided by Other Users. The AFTERFUND Properties may contain User Content provided by other Users. AFTERFUND is not responsible for and does not control User Content. AFTERFUND has no obligation to review or monitor, and does not approve, endorse or make any representations or warranties with respect to User Content. You use all User Content and interact with other Users at your own risk.

Verification. AFTERFUND checks the verification of Charities via Internal Revenue Service records and other due diligence procedures. However, it cannot guarantee that all Charities are and will be who they say they are. NEITHER AFTERFUND NOR ITS AFFILIATES OR LICENSORS IS RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY CHARITY IN THE SERVICE. As your appointed Agent, AFTERFUND shall, at its sole discretion, choose to investigate matters regarding allegations of Charity malfeasance.

Third-Party Services.

Third-Party Websites & Ads. The AFTERFUND Properties may contain links to third-party websites (“Third-Party Websites”) and advertisements for third parties (collectively, “Third-Party Websites & Ads”). When you click on a link to a Third-Party Website or Ad, we will not warn you that you have left the AFTERFUND Properties and are subject to the terms and conditions (including privacy policies) of another website or destination. Such Third-Party Websites are not under the control of AFTERFUND. AFTERFUND is not responsible for any Third-Party Websites & Ads. AFTERFUND provides these Third-Party Websites & Ads only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Websites & Ads, or their products or services. You use all links in Third-Party Websites & Ads at your own risk. When you leave our Website, our Terms and policies no longer govern. You should review applicable terms and policies, including privacy and data gathering practices, of any Third-Party Websites, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.

App Stores. You acknowledge and agree that the availability of the Application and the Services is dependent on the third party from whom you received the Application license, e.g., the Apple iPhone or Android app stores (“App Store”). You acknowledge that the Terms are between you and AFTERFUND and not with the App Store. AFTERFUND, not the App Store, is solely responsible for the AFTERFUND Properties, including the Application, the content thereof, maintenance, support services, and warranty therefor, and addressing any claims relating thereto (e.g., product liability, legal compliance or intellectual property infringement). In order to use the Application, you must have access to a wireless network, and you agree to pay all fees associated with such access. You also agree to pay all fees (if any) charged by the App Store in connection with the AFTERFUND Properties, including the Application. You agree to comply with, and your license to use the Application is conditioned upon your compliance with, all applicable third-party terms of agreement (e.g., the App Store’s terms and policies) when using the AFTERFUND Properties, including the Application. You acknowledge that the App Store (and its subsidiaries) are third-party beneficiaries of the Terms and will have the right to enforce them.

Fees.

Payment. You agree to pay all Donations made through your Account at the time such Donation is due and payable. You must provide AFTERFUND with valid credit card (Visa, MasterCard, or any other issuer accepted by us) or Stripe account (“Payment Provider”), or purchase order information as a condition to signing up for the Services. Your Payment Provider agreement governs your use of the designated credit card or Sripe account, and you must refer to that agreement and not this Agreement to determine your rights and liabilities. By providing AFTERFUND with your credit card number or Stripe account and associated payment information, you agree that AFTERFUND is authorized to immediately invoice your Account for all fees and charges due and payable to AFTERFUND hereunder and that no additional notice or consent is required. You agree to immediately notify AFTERFUND of any change in your billing address or the credit card or Stripe account used for payment hereunder.

Recurring Donations. If you select and agree to make recurring Donation, you accept responsibility for all recurring charges prior to cancellation. WE MAY SUBMIT PERIODIC CHARGES (E.G., MONTHLY) WITHOUT FURTHER AUTHORIZATION FROM YOU, UNTIL YOU PROVIDE PRIOR NOTICE (RECEIPT OF WHICH IS CONFIRMED BY US) THAT YOU HAVE TERMINATED THIS AUTHORIZATION OR WISH TO CHANGE YOUR PAYMENT PROVIDER. SUCH NOTICE WILL NOT AFFECT CHARGES SUBMITTED BEFORE WE REASONABLY COULD ACT. TO TERMINATE YOUR AUTHORIZATION OR CHANGE YOUR PAYMENT METHOD, GO TO AFTERFUND.CO.

Disputes. You must notify us in writing within seven (7) days after receiving your credit card statement, if you dispute any of our charges on that statement or such dispute will be deemed waived. Billing disputes should be notified through contact information provided on the AFTERFUND website, www.afterfund.co.

Indemnification. You agree to indemnify and hold AFTERFUND, its parents, subsidiaries, affiliates, officers, employees, agents, partners, and licensors (collectively, the “AFTERFUND Parties”) harmless from any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of: (a) Your Content; (b) your use of, or inability to use, the AFTERFUND Properties; (c) your violation of the Terms; (d) your violation of any rights of another party, including any Users; or (e) your violation of any applicable laws, rules or regulations. AFTERFUND reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with AFTERFUND in asserting any available defenses. You agree that the provisions in this section will survive any termination of your Account, the Terms or your access to the AFTERFUND Properties.

Disclaimer of Warranties.

As Is. YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF THE AFTERFUND PROPERTIES IS AT YOUR SOLE RISK, AND THE AFTERFUND PROPERTIES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. AFTERFUND PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

THE AFTERFUND PARTIES MAKE NO WARRANTY, REPRESENTATION OR CONDITION THAT: (1) THE AFTERFUND PROPERTIES WILL MEET YOUR REQUIREMENTS; (2) YOUR USE OF THE AFTERFUND PROPERTIES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (3) THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE AFTERFUND PROPERTIES WILL BE ACCURATE OR RELIABLE; OR (4) ANY ERRORS IN THE AFTERFUND PROPERTIES WILL BE CORRECTED.

ANY CONTENT DOWNLOADED FROM OR OTHERWISE ACCESSED THROUGH THE AFTERFUND PROPERTIES IS ACCESSED AT YOUR OWN RISK, AND YOU SHALL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY OR PERSON, INCLUDING, BUT NOT LIMITED TO, YOUR COMPUTER SYSTEM AND ANY DEVICE YOU USE TO ACCESS THE AFTERFUND PROPERTIES, OR ANY OTHER LOSS THAT RESULTS FROM ACCESSING SUCH CONTENT.

THE SERVICES MAY BE SUBJECT TO DELAYS, CANCELLATIONS AND OTHER DISRUPTIONS. AFTERFUND MAKES NO WARRANTY, REPRESENTATION OR CONDITION WITH RESPECT TO SERVICES, INCLUDING BUT NOT LIMITED TO, THE QUALITY, EFFECTIVENESS, REPUTATION AND OTHER CHARACTERISTICS OF SERVICES.

NO STATEMENT, ADVICE, OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM AFTERFUND OR THROUGH THE AFTERFUND PROPERTIES WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

FROM TIME TO TIME, AFTERFUND MAY OFFER NEW “BETA” FEATURES OR TOOLS WITH WHICH ITS USERS MAY EXPERIMENT. SUCH FEATURES OR TOOLS ARE OFFERED SOLELY FOR EXPERIMENTAL PURPOSES AND WITHOUT ANY WARRANTY OF ANY KIND, AND MAY BE MODIFIED OR DISCONTINUED AT AFTERFUND’S SOLE DISCRETION. THE PROVISIONS OF THIS SECTION APPLY WITH FULL FORCE TO SUCH FEATURES OR TOOLS.

No Liability for Conduct of Third Parties. YOU ACKNOWLEDGE AND AGREE THAT THE AFTERFUND PARTIES ARE NOT LIABLE, AND YOU AGREE NOT TO SEEK TO HOLD THE AFTERFUND PARTIES LIABLE, FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OPERATORS OF EXTERNAL SITES, AND THAT THE RISK OF INJURY FROM SUCH THIRD PARTIES RESTS ENTIRELY WITH YOU. AFTERFUND MAKES NO WARRANTY THAT THE SERVICES PROVIDED BY THIRD PARTIES WILL MEET YOUR REQUIREMENTS.

No Liability for Conduct of Other Users. YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS OF THE AFTERFUND PROPERTIES. YOU UNDERSTAND THAT AFTERFUND DOES NOT MAKE ANY ATTEMPT TO VERIFY THE STATEMENTS OF USERS OF THE AFTERFUND PROPERTIES. AFTERFUND MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF USERS OF THE AFTERFUND PROPERTIES OR THEIR COMPATIBILITY WITH ANY CURRENT OR FUTURE USERS OF THE AFTERFUND PROPERTIES. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IN ALL COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS OF THE AFTERFUND PROPERTIES, PARTICULARLY IF YOU DECIDE TO MEET OFFLINE OR IN PERSON. YOU ACKNOWLEDGE AND AGREE THAT AFTERFUND DOES NOT CONDUCT BACKGROUND CHECKS ON ANY USER.

Limitation of Liability.

Disclaimer of Certain Damages. YOU UNDERSTAND AND AGREE THAT IN NO EVENT SHALL AFTERFUND PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE AFTERFUND PROPERTIES, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT AFTERFUND HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY DAMAGES FOR PERSONAL OR BODILY INJURY OR EMOTIONAL DISTRESS ARISING OUT OF OR IN CONNECTION WITH THE TERMS, OR FROM ANY COMMUNICATIONS, INTERACTIONS OR MEETINGS WITH OTHER USERS OF THE AFTERFUND PROPERTIES, ON ANY THEORY OF LIABILITY, RESULTING FROM: (1) THE USE OR INABILITY TO USE THE AFTERFUND PROPERTIES; (2) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED FOR TRANSACTIONS ENTERED INTO THROUGH THE AFTERFUND PROPERTIES; (3) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (4) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE AFTERFUND PROPERTIES; OR (5) ANY OTHER MATTER RELATED TO THE AFTERFUND PROPERTIES, WHETHER BASED ON WARRANTY, COPYRIGHT, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY.

Cap on Liability. UNDER NO CIRCUMSTANCES WILL THE AFTERFUND PARTIES BE LIABLE TO YOU FOR MORE THAN FIFTY DOLLARS ($50) IN THE AGGREGATE.

User Content. THE AFTERFUND PARTIES ASSUME NO RESPONSIBILITY FOR THE TIMELINESS, DELETION, MIS-DELIVERY OR FAILURE TO STORE ANY CONTENT (INCLUDING, BUT NOT LIMITED TO, YOUR CONTENT AND USER CONTENT), USER COMMUNICATIONS OR PERSONALIZATION SETTINGS.

Basis of the Bargain. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN AFTERFUND AND YOU.

EXCLUSION OF DAMAGES. CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU OR THESE TERMS, SOME OR ALL OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

Procedure for Making Claims of Copyright Infringement. It is AFTERFUND’s policy to terminate membership privileges of any User who repeatedly infringes copyright upon prompt notification to AFTERFUND by the copyright owner or the copyright owner’s legal agent. Without limiting the foregoing, if you believe that your work has been copied and posted on the AFTERFUND Properties in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information: (1) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (2) a description of the copyrighted work that you claim has been infringed; (3) a description of the location on the AFTERFUND Properties of the material that you claim is infringing; (4) your address, telephone number and e-mail address; (5) a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and (6) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Contact information for AFTERFUND’s Copyright Agent for notice of claims of copyright infringement is as follows: omar@afterfund.co

Term and Termination.

Term. The Terms commence on the date when you accept them (as described in the preamble above) and remain in full force and effect in perpetuity or until the entirety of your Donation’s principal amount is used.

Prior Use. Notwithstanding the foregoing, if you used the AFTERFUND Properties prior to the date you accepted the Terms, you hereby acknowledge and agree that the Terms commenced on the date you first used the AFTERFUND Properties (whichever is earlier) and will remain in full force and effect while you use the AFTERFUND Properties, unless earlier terminated in accordance with the Terms.

Termination of Services by AFTERFUND. AFTERFUND reserves the right to modify, suspend or terminate any Services provided to you at any time for any reason. You agree that all terminations for cause shall be made in AFTERFUND’s sole discretion and that AFTERFUND shall not be liable to you or any third party for any termination of your Account.

Termination of Services by You. If you want to terminate the Services provided by AFTERFUND, you may do so by (a) notifying AFTERFUND at any time and (b) closing your Account for all of the Services that you use. Your notice should be sent, in writing, to AFTERFUND’s address set forth below.

Effect of Termination. Termination of any Service includes removal of access to such Service and barring of further use of the Service. Termination of all Services also includes deletion of your password and all related information, files and Content associated with or inside your Account (or any part thereof), including Your Content. Upon termination of any Service, your right to use such Service will automatically terminate immediately. You understand that any termination of Services may involve deletion of Your Content associated therewith from our live databases. AFTERFUND will not have any liability whatsoever to you for any suspension or termination, including for deletion of Your Content. All provisions of the Terms which by their nature should survive, shall survive termination of Services, including without limitation, ownership provisions, warranty disclaimers, and limitation of liability.

Remedies.

Violations. If AFTERFUND becomes aware of any possible violations by you of the Terms, AFTERFUND reserves the right to investigate such violations. If, as a result of the investigation, AFTERFUND believes that criminal activity has occurred, AFTERFUND reserves the right to refer the matter to, and to cooperate with, any and all applicable legal authorities. AFTERFUND is entitled, except to the extent prohibited by applicable law, to disclose any information or materials on or in the AFTERFUND Properties, including Your Content, in AFTERFUND’s possession in connection with your use of the AFTERFUND Properties, to (1) comply with applicable laws, legal process or governmental request; (2) enforce the Terms, (3) respond to any claims that Your Content violates the rights of third parties, (4) respond to your requests for customer service, or (5) protect the rights, property or personal safety of AFTERFUND, its Users or the public, and all enforcement or other government officials, as AFTERFUND in its sole discretion believes to be necessary or appropriate.

Breach. In the event that AFTERFUND determines, in its sole discretion, that you have breached any portion of the Terms, or have otherwise demonstrated conduct inappropriate for the AFTERFUND Properties, AFTERFUND reserves the right to:

Warn you via e-mail (to any e-mail address you have provided to AFTERFUND) that you have violated the Terms;

Delete any of Your Content provided by you or your agent(s) to the AFTERFUND Properties;

Discontinue your registration(s) with the any of the AFTERFUND Properties, including any Services or any AFTERFUND community;

Discontinue your subscription to any Services;

Notify and/or send Content to and/or fully cooperate with the proper law enforcement authorities for further action; and/or

Pursue any other action which AFTERFUND deems to be appropriate.

No Subsequent Registration. If your registration(s) with or ability to access the AFTERFUND Properties, or any other AFTERFUND community is discontinued by AFTERFUND due to your violation of any portion of the Terms or for conduct otherwise inappropriate for the community, then you agree that you shall not attempt to re-register with or access the AFTERFUND Properties or any AFTERFUND community through use of a different member name or otherwise, and you acknowledge that you will not be entitled to receive a refund for fees related to those AFTERFUND Properties to which your access has been terminated. In the event that you violate the immediately preceding sentence, AFTERFUND reserves the right, in its sole discretion, to immediately take any or all of the actions set forth herein without any notice or warning to you.

International Users. The AFTERFUND Properties can be accessed from countries around the world and may contain references to Services and Content that are not available in your country. These references do not imply that AFTERFUND intends to announce such Services or Content in your country. The AFTERFUND Properties are controlled and offered by AFTERFUND from its facilities in the United States of America. AFTERFUND makes no representations that the AFTERFUND Properties are appropriate or available for use in other locations. Those who access or use the AFTERFUND Properties from other jurisdictions do so at their own volition and are responsible for compliance with local law.

General Provisions.

Electronic Communications. The communications between you and AFTERFUND use electronic means, whether you visit the AFTERFUND Properties or send AFTERFUND e-mails, or whether AFTERFUND posts notices on the AFTERFUND Properties or communicates with you via e-mail. For contractual purposes, you (1) consent to receive communications from AFTERFUND in an electronic form; and (2) agree that all terms and conditions, agreements, notices, disclosures, and other communications that AFTERFUND provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights.

Release. You hereby release the AFTERFUND Parties and their successors from claims, demands, any and all losses, damages, rights, and actions of any kind, including personal injuries, death, and property damage, that is either directly or indirectly related to or arises from your use of the AFTERFUND Properties, including but not limited to, any interactions with or conduct of other Users or third-party websites of any kind arising in connection with or as a result of the Terms or your use of the AFTERFUND Properties. If you are a California resident, you hereby waive California Civil Code Section 1542, which states, “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”

Assignment. The Terms, and your rights and obligations hereunder, may not be assigned, subcontracted, delegated or otherwise transferred by you without AFTERFUND’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void.

Force Majeure. AFTERFUND shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.

Compliance. If you believe that AFTERFUND has not adhered to the Terms, please contact AFTERFUND by emailing us at omar@afterfund.co. We will do our best to address your concerns. If you feel that your complaint has been addressed incompletely, we invite you to let us know for further investigation.

Limitations Period. YOU AND AFTERFUND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE TERMS, THE AFTERFUND PROPERTIES OR THE CONTENT MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Forum Selection Clause. Any action brought against AFTERFUND shall be brought solely and exclusively in Peoria County, Illinois, and that no other court shall have jurisdiction to hear your claims.

Choice of Law. These Terms and Conditions shall be construed and enforced in accordance with the laws of the State of Illinois.

Waiver. Any waiver or failure to enforce any provision of the Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion.

Severability. If any provision of the Terms is, for any reason, held to be invalid or unenforceable, the other provisions of the Terms will remain enforceable, and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

Export Control. You may not use, export, import, or transfer the AFTERFUND Properties except as authorized by U.S. law, the laws of the jurisdiction in which you obtained the AFTERFUND Properties, and any other applicable laws. In particular, but without limitation, the AFTERFUND Properties may not be exported or re-exported (a) into any United States embargoed countries, or (b) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Department of Commerce’s Denied Person’s List or Entity List. By using the AFTERFUND Properties, you represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties. You also will not use the AFTERFUND Properties for any purpose prohibited by U.S. law, including the development, design, manufacture or production of missiles, nuclear, chemical or biological weapons. You acknowledge and agree that products, services or technology provided by AFTERFUND are subject to the export control laws and regulations of the United States. You shall comply with these laws and regulations and shall not, without prior U.S. government authorization, export, re-export, or transfer the AFTERFUND products, services or technology, either directly or indirectly, to any country in violation of such laws and regulations.

Entire Agreement. The Terms are the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter.

Schedule A: Supplemental Terms—Agency Agreement

This Agency Agreement (the “Agreement”) is entered into on the date of the Donation (the “Effective Date”), by and between the Donor (the “Principal”) and Afterfund, Inc., (the “Agent”), collectively “the Parties.” WHEREAS, The Principal desires to engage the Agent to be its representative to perform the Services detailed in this Agreement on the Principal’s behalf; WHEREAS, the Agent agrees to represent the Principal and perform the Services requested herein; NOW, therefore, in consideration created through their mutual agreements, the Parties agree as follows:

Definitions.

Charitable Cause. A Charitable Cause is an issue, mission, project, service or other type of charitable initiative that does not necessarily include the operations of the charity which services the Charitable Cause. A Charitable Cause shall be consistent with the Charity’s compliance with Section 501(c)(3) of the Internal Revenue Code.

Digital Platform. The Digital Platform is owned and operated exclusively by Afterfund and its affiliates (including marketing affiliates), and comprises all digital forms of Afterfund’s service connecting donors to Charitable Cause-focused endowments through means including, but not limited to, websites and mobile applications.

Donation. A donation is a transfer of funds, governed by the Afterfund Terms and Conditions, through the Digital Platform to a Charitable Cause Endowment hosted by a Charity.

Charity. A Charity is a tax-exempt organization which conducts activities that support a given Charitable Cause on the Digital Platform and utilizes investment income from the Charitable Cause endowment to finance those activities.

Services. The Principal requests and the Agent agrees to perform the following specific Services (the “Services”):

Tracking the Investment Performance of the Invested Gift. The Donation’s investment management, including the performance of investments, requires monitoring. Principal appoints AFTERFUND as Agent to collect all information that the Agent deems necessary to monitor the performance of how the Principal’s Donations are invested when submitted through the Digital Platform.

Tracking the Use of the Invested Gift. The Donation’s use for a particular Charity for a Charitable Cause, including the efficiency of its use, requires monitoring. Principal appoints AFTERFUND as Agent to collect all information that the Agent deems necessary to monitor the performance of how Principal’s donations are being used by a given Charity.

Monitoring the Charity and its Operations, Generally. While the use of Donations may be consistent with the values of the Principal, the larger operations of the Charity are also of concern to the Principal. Principal appoints AFTERFUND as Agent to collect all information that the Agent deems necessary to monitor the operations of the Charity.

Appointment. The Principal hereby appoints the Agent as the Principal’s agent to perform the Services on the Principal’s behalf.

Scope of Authority. The Agent’s authority to bind the Principal is limited to the Services. The Agent does not have the authority to bind the Principal in any manner whatsoever beyond the Services stated herein.

Term. The Term shall commence upon the Effective Date and shall continue until such time as the Donation’s principal amount in the endowment remains.

Consideration. The Parties agree the Agent will be compensated through the Agent’s access to the Principal’s donation data on the Digital Platform.

Expenses. The Agent shall not be entitled to reimbursement for expenses incurred in the course of performing the Services.

Parties’ Relationship. Nothing in this Agreement shall be construed to create an employer-employee relationship between the Principal and the Agent.

Confidentiality & Intellectual Property. During the course of this Agreement, it may be necessary for the Principal to share proprietary information, including trade secrets, industry knowledge, and other confidential information to the Agent in order for the Agent to complete the Services. The Agent will not share any of this proprietary information at any time. The Agent also will not use any of this proprietary information for the Agent’s personal benefit at any time. The Agent acknowledges and agrees that all copyrights, trademarks, and service marks and rights in the name of or licensed to the Principal shall be and remain the sole and complete property of the Principal and the Agent shall not acquire or claim any right, title, or interest of any nature in any such copyright, trademark, or service mark. This section remains in full force and effect even after termination of the Agreement by it’s natural termination or the early termination by either party.

Termination. Agency of the Agent is irrevocable from the commencement of the Term until the end of the Term, unless, by Principal, due to the Agent’s breach of the Agreement, insolvency, bankruptcy, liquidation, death or disability or, by the Agent, the Principal’s breach of the Agreement, insolvency, bankruptcy, or liquidation. The Principal will be responsible for payment of all Services performed up to the date of termination, except for in the case of Agent’s breach of this Agreement, where the Agent fails to cure such breach upon reasonable notice.

Representations and Warranties. Both Parties represent that they are fully authorized to enter into this Agreement. The performance and obligations of either Party will not violate or infringe upon the rights of any third-party or violate any other agreement between the Parties, individually, and any other person, organization, or business or any law or governmental regulation.

Indemnity. The Parties each agree to indemnify and hold harmless the other party, its respective affiliates, officers, agents, employees, and permitted successors and assigns against any and all claims, losses, damages, liabilities, penalties, punitive damages, expenses, reasonable legal fees and costs of any kind or amount whatsoever, which result from the negligence of or breach of this Agreement by the indemnifying party and/or its respective successors and assigns that occurs in connection with this Agreement. This section remains in full force and effect even after termination of the Agreement by its natural termination or the early termination by either party.

Limitation of Liability. UNDER NO CIRCUMSTANCES SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY OR ANY THIRD PARTY FOR ANY DAMAGES RESULTING FROM ANY PART OF THIS AGREEMENT SUCH AS, BUT NOT LIMITED TO, LOSS OF REVENUE OR ANTICIPATED PROFIT OR LOST BUSINESS, COSTS OF DELAY OR FAILURE OF DELIVERY, WHICH ARE NOT RELATED TO OR THE DIRECT RESULT OF A PARTY’S NEGLIGENCE OR BREACH.

Severability. In the event any provision of this Agreement is deemed invalid or unenforceable, in whole or in part, that part shall be severed from the remainder of the Agreement and all other provisions should continue in full force and effect as valid and enforceable.

Waiver. The failure by either party to exercise any right, power, or privilege under the terms of this Agreement will not be construed as a waiver of any subsequent or future exercise of that right, power, or privilege or the exercise of any other right, power, or privilege.

Legal Fees. In the event of a dispute resulting in legal action, the successful party will be entitled to its legal fees, including, but not limited to its attorneys’ fees.

Legal and Binding Agreement. This Agreement is legal and binding between the Parties as stated above. This Agreement may be entered into and is legal and binding both in the United States and the universe. The Parties each represent that they have the authority to enter into this Agreement.

Governing Law, Jurisdiction, and Venue. The Parties agree that this Agreement shall be governed by the State of Illinois and shall be governed by Illinois law. The venue shall be a competent court in Peoria County, Illinois.

Entire Agreement. The Parties acknowledge and agree that this Agreement represents the entire agreement between the Parties. In the event that the Parties desire to change, add, or otherwise modify any terms, they shall do so in writing to be signed by both parties.

The Parties agree to the Agreement as set forth above, as demonstrated by the Agent’s offer of the Agreement on the Digital Platform, including Afterfund.co website and/or application, and Principal’s acceptance of the Agent’s terms in the Agreement through the use of the Services, described in the Terms of Use.